Well, I don't bank online. I might check the balances of my CDs but I still refuse to do anything else. I know I'm in the minority here, but I just don't trust it.
Speaking of trust, how do you feel about banking by mail?
Three years after Central Bank unveiled its popular Drive-In Teller service at its main branch in central Lorain, it was promoting banking by mail with this ad that ran in the Lorain Journal on July 16, 1955.
It makes it sound like the postman will deliver it to the bank without the envelope first having to be processed at the US Post Office. And the ad recommends that "letters containing cash should be registered." Sounds like you have to go to the post office to send a registered letter – why not just go to the bank instead?
Anyway, it's an interesting look at what was considered modern and convenient in 1955.
But more than 70 years later, I'm still doing my banking the old-fashioned way: in person.
It's got a little harder since last year when Fifth Third Bank closed the branch in Vermilion that was only about three minutes from my condo. They kept the ATM machine there – neglecting it pretty well, letting it run out of money, paper to print receipts, etc. – before unceremoniously closing it for good a few months ago.
Since I also bank at Northwest in Vermilion, which is fully staffed and where I have my own – ahem – personal banker, I may just abandon the fifth-rate service I'm getting now. We'll see.
At my house, "going to the bank" was always code for "getting the hell out of the house." A stop at the bank was part of the process, but usually part of a longer drive. And since the P.O. was more distant than the bank, registering letters carrying cash wouldn't have made much sense.
ReplyDeleteI pay my credit cards bills online and sometimes transfer money to the kids on birthdays and Christmas, but I go to the building, otherwise. My bank cheesed me off a while back by closing its drive-thru. I officially registered my complaint with the branch manager even though I knew it wouldn't do a bit of good. To tell the truth, I don't have a lot of reason to go there, except to draw cash from the ATM (which I also don't like but is much faster than standing in line).
I never did any online banking and probably never will.Sure I have to have my pay direct deposited in the bank but that's it.Too many scams going on,especially from overseas.Might just end up homeless and living in a van down by the river thanks to some kid in China who lives in his parents basement.
ReplyDeleteI love going to my bank; the tellers are cute, and they give me suckers.
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